Insurance and Reinsurance

Our expert team acts for clients throughout the global insurance sector including insurance and reinsurance companies (including Lloyd’s syndicates), bancassurers, insurance intermediaries and service providers. We are recognised for our innovative work and track record for attracting the most impressive instructions in this constantly changing market. We are also particularly known for providing pragmatic and cost saving advice on business critical matters, whether contentious or non-contentious.

Expertise also covers restructuring of regulatory capital, longevity transactions, M&A and regulatory matters. Fully integrated with the Chamber’s global Financial Institutions relationship, the team advises financial institution clients on all insurance aspects of property, project and real estate financings and transactions. The team also advises our financial institution clients in respect of their own trade credit and political risk insurance policies.

What makes us different?

Advisers you can trust – qualified experts with industry experience

During training or work experience, our team has direct experience of the legal and practical challenges that you face, whether as an insurer, insurance intermediary or service provider. In addition to providing legal excellence, we know the value of pragmatic solutions. We also appreciate that our clients benefit from having legal advisers who are active participants in the insurance community. Members of our team are also registered members of the Chartered Institute of Insurance.

Unlike most other law firms, we have experience providing advice in both the life and general insurance markets, including in respect of Lloyd’s of London and the run-off sector. We have in depth insight into the developments that affect the sector and extensive experience in handling the resulting issues that impact our clients.

sector specialists

Our firm specialises in five key sectors: Financial Institutions, Asset Management, Life Sciences, Technology, Media & Telecommunications, and Energy & Infrastructure. As such, our insurance team focuses on practice areas that complement these sectors and we draw upon the top rated expertise of our sector colleagues to give our clients comprehensive, specialist advice.

International coverage

Our sisters firms spans Europe, the Middle East and Asia and our team are in constant touch with our sister firms, so our team are acquainted with the ever changing international world. Our coordinated approach between our offices and our international network means that our clients receive seamless service regardless of where your matter originates and whether the matter involves one jurisdiction or ten.

Business critical issues – our specialism

We specialise in high-stakes matters and have a proven track record of delivering successful outcomes to our clients. Our clients trust us to advise them on the most critical aspects of their business from business transfers and re-organisations to potential regulatory breaches and complex, high-value, multijurisdictional claims.

Development of new products

We have extensive experience advising insurers, reinsurers and financial institutions when writing new types of business. Many of the products our team has developed are still the market leaders today, such as health trusts.

Cost saving innovation in legal services

We understand that three things matter to our clients most:

• the bottom line
• receiving real value
• keeping ahead of the curve in legal developments

These driving forces have led to us combining technology with our leading legal expertise. The result is the development of innovative solutions to meet the insurance industry’s needs. These innovations not only change the way we deliver legal services but also help you save money.

For example, PO Bajowa & Associates Chambers eDiscovery solution reduces the time and cost required for document review while improving the reliability of data output and the quality of legal analysis.